* { box-sizing: border-box; }
body { margin: 0; font-family: 'Plus Jakarta Sans', system-ui, -apple-system, sans-serif; color: #1c2b3a; line-height: 1.6; background: #fff; }
a { color: inherit; text-decoration: none; }
.wrap { max-width: 1180px; margin: 0 auto; padding: 0 24px; }
.topbar { background: #0b1f3a; color: #cfe0f4; font-size: 13px; }
.topbar-in { display: flex; justify-content: space-between; gap: 16px; padding-top: 8px; padding-bottom: 8px; flex-wrap: wrap; }
.topbar a:hover { color: #fff; }
.header { position: sticky; top: 0; background: #fff; border-bottom: 1px solid #e6ecf3; z-index: 50; }
.header-in { display: flex; align-items: center; justify-content: space-between; height: 72px; }
.logo { display: flex; align-items: center; gap: 10px; font-weight: 800; letter-spacing: .5px; }
.logo-mark { width: 40px; height: 40px; border-radius: 10px; background: #0b1f3a; color: #f5b942; display: flex; align-items: center; justify-content: center; font-size: 22px; }
.logo-text { color: #0b1f3a; font-size: 17px; }
.logo-text b { color: #b98a1c; font-weight: 800; }
.nav { display: flex; align-items: center; gap: 26px; font-weight: 600; font-size: 15px; }
.nav a:hover { color: #b98a1c; }
.burger { display: none; font-size: 24px; background: none; border: none; cursor: pointer; color: #0b1f3a; }
.btn { display: inline-block; padding: 13px 26px; border-radius: 999px; font-weight: 700; font-size: 15px; border: 2px solid transparent; cursor: pointer; }
.btn-sm { padding: 9px 20px; font-size: 14px; }
.btn-gold { background: #f5b942; color: #0b1f3a; }
.btn-gold:hover { background: #e8a92c; }
.btn-outline { border-color: #fff; color: #fff; }
.btn-outline:hover { background: rgba(255,255,255,.12); }
.btn-outline-light { border-color: #f5b942; color: #f5b942; }
.hero { background: linear-gradient(120deg, #0b1f3a 0%, #123a68 60%, #0b1f3a 100%); color: #fff; padding: 84px 0 76px; }
.hero-in { max-width: 760px; }
.eyebrow { color: #f5b942; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase; font-size: 13px; margin: 0 0 14px; }
.hero h1 { font-size: 58px; line-height: 1.08; margin: 0 0 18px; font-weight: 800; }
.hero-sub { font-size: 19px; color: #d6e4f5; margin: 0 0 28px; max-width: 620px; }
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; }
.hero-trust { color: #9db8d6; font-size: 14px; margin: 30px 0 0; font-weight: 600; }
.section { padding: 72px 0; }
.section-soft { background: #f5f8fc; }
.kicker { color: #b98a1c; font-weight: 800; letter-spacing: 1.2px; text-transform: uppercase; font-size: 13px; margin: 0 0 8px; }
.section h2 { font-size: 36px; margin: 0 0 10px; color: #0b1f3a; font-weight: 800; }
.sec-sub { color: #5a6b7d; margin: 0 0 34px; max-width: 640px; }
.grid { display: grid; gap: 20px; }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.card { background: #fff; border: 1px solid #e6ecf3; border-radius: 16px; padding: 26px; box-shadow: 0 2px 10px rgba(11,31,58,.05); }
.card h3 { margin: 0 0 8px; font-size: 19px; color: #0b1f3a; }
.card p { margin: 0; color: #5a6b7d; font-size: 15px; }
a.card:hover { border-color: #f5b942; box-shadow: 0 8px 24px rgba(11,31,58,.10); }
.badge { display: inline-block; background: #0b1f3a; color: #f5b942; font-weight: 800; font-size: 13px; letter-spacing: 1px; padding: 5px 12px; border-radius: 999px; margin-bottom: 14px; }
.cta-band { background: #0b1f3a; color: #fff; padding: 56px 0; }
.cta-in { display: flex; justify-content: space-between; align-items: center; gap: 28px; flex-wrap: wrap; }
.cta-in h2 { margin: 0 0 6px; font-size: 30px; }
.cta-in p { margin: 0; color: #cfe0f4; }
.cta-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.footer { background: #081528; color: #b9c9dc; padding: 56px 0 0; }
.foot-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: 32px; padding-bottom: 40px; }
.footer .logo-text { color: #fff; }
.footer h4 { color: #fff; margin: 0 0 14px; font-size: 16px; }
.footer ul { list-style: none; padding: 0; margin: 0; }
.footer li { margin-bottom: 8px; font-size: 14px; }
.footer a:hover { color: #f5b942; }
.foot-about { font-size: 14px; margin: 14px 0 0; max-width: 320px; }
.news-form { display: flex; gap: 8px; margin-top: 12px; }
.news-form input { flex: 1; min-width: 0; padding: 11px 14px; border-radius: 999px; border: 1px solid #33475f; background: #0e2242; color: #fff; font-size: 14px; }
.notice { background: #143a2a; color: #7fd6a8; padding: 10px 14px; border-radius: 10px; font-size: 14px; }
.foot-bottom { border-top: 1px solid #1c3352; padding-top: 18px; padding-bottom: 22px; font-size: 13px; color: #8ba0b8; }
@media (max-width: 900px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
  .foot-grid { grid-template-columns: 1fr 1fr; }
  .hero h1 { font-size: 42px; }
  .burger { display: block; }
  .nav { display: none; position: absolute; top: 72px; left: 0; right: 0; background: #fff; flex-direction: column; padding: 18px 24px 22px; border-bottom: 1px solid #e6ecf3; gap: 14px; align-items: flex-start; }
  .nav.open { display: flex; }
}
@media (max-width: 560px) {
  .grid-4, .grid-3, .grid-2 { grid-template-columns: 1fr; }
  .foot-grid { grid-template-columns: 1fr; }
  .hero { padding: 56px 0 52px; }
  .hero h1 { font-size: 34px; }
  .section { padding: 52px 0; }
  .topbar-in span:last-child { display: none; }
}

html { scroll-behavior: smooth; }
@keyframes fadeUp { from { opacity: 0; transform: translateY(24px); } to { opacity: 1; transform: translateY(0); } }
@keyframes heroGlow { 0%, 100% { background-position: 0% 50%; } 50% { background-position: 100% 50%; } }
.hero { background-size: 200% 200%; animation: heroGlow 14s ease infinite; }
.hero-in > * { animation: fadeUp .8s ease both; }
.hero-in .hero-sub { animation-delay: .15s; }
.hero-in .hero-cta { animation-delay: .3s; }
.hero-in .hero-trust { animation-delay: .45s; }
.reveal { opacity: 0; transform: translateY(26px); transition: opacity .7s ease, transform .7s ease; }
.reveal.in { opacity: 1; transform: none; }
.card { transition: transform .35s ease, box-shadow .35s ease, border-color .35s ease; }
a.card:hover { transform: translateY(-6px); }
.nav a:not(.btn) { position: relative; }
.nav a:not(.btn)::after { content: ""; position: absolute; left: 0; bottom: -4px; height: 2px; width: 0; background: #f5b942; transition: width .3s ease; }
.nav a:not(.btn):hover::after { width: 100%; }
@media (prefers-reduced-motion: reduce) {
  * { animation: none !important; transition: none !important; }
  .reveal { opacity: 1; transform: none; }
}

.page-hero { background: linear-gradient(120deg, #0b1f3a 0%, #123a68 60%, #0b1f3a 100%); color: #fff; padding: 52px 0 46px; }
.page-hero h1 { font-size: 42px; margin: 0 0 8px; font-weight: 800; line-height: 1.15; }
.page-hero p { color: #cfe0f4; margin: 0; font-size: 17px; }
.thumb { width: 100%; height: 190px; object-fit: cover; border-radius: 12px; margin-bottom: 16px; }
.meta { color: #b98a1c; font-weight: 700; font-size: 13px; letter-spacing: .5px; margin: 0 0 6px; }
.article { max-width: 780px; }
.article-img { width: 100%; border-radius: 16px; margin-bottom: 26px; }
.article-body { font-size: 17px; }
.article-body img { max-width: 100%; height: auto; border-radius: 12px; }
.article-body h1, .article-body h2, .article-body h3 { color: #0b1f3a; }
.view-all { margin-top: 28px; }

.hero-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 40px; align-items: center; }
.hero-grid .hero-in { max-width: none; }
.hero-img img { width: 100%; height: auto; filter: drop-shadow(0 24px 40px rgba(0,0,0,.35)); animation: fadeUp .9s ease .2s both; }
@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-img { max-width: 420px; }
}